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7 Best Credit Cards for Truck Drivers

credit cards for truck drivers

If you are a truck driver, you know you are always on the move. Therefore, you need a credit card to pay for gas, dining, accommodation, and other general expenses.

Sometimes, finding the best credit cards for truck drivers can be challenging. This is why we have compiled a list of the best credit cards to make your work easy. Here is a list of the 7 best credit cards for truck drivers.

1. Wells Fargo Propel American Express Card

Wells Fargo Propel American Express Card is a perfect match for truckers because it does not charge annual fees and offers great cash back rewards.

Top features

  • No annual fees
  • 0% APR and balance transfer fees for 12 months
  • 3% unlimited cash back offers on fuel
  • 3% cash back on qualifying categories
  • Amazing sign up bonus

This credit card offers amazing rewards and bonuses that help truckers save extra coins on fuel and other expenses. With this card, you will have unlimited 3% cash back on all fuel purchases and 3% cash back on flights, restaurants, hotels, and streaming expenses.  

Besides, you will transfer your balance for free in the first 12 months, and the APR on your credit will be zero. On top of that, you will enjoy a $200 sign up bonus if you spend at least $1,000 on qualifying categories.

best credit cards for truck drivers

2. Discover it Secured Card

Discover it Secured credit card is good for truckers with a low credit score. If your FICO credit score is between 500 and 600, this credit card is for you. You will enjoy a $200 minimum credit line, and the value will increase depending on your security deposit.

Top features

  • No hidden fees
  • No annual fees
  • 22.99% APR
  • 2% cash back on gas
  • 1% cash back on all other purchases

The APR rate is quite reasonable for a secured credit card, making it the best credit card for truckers with bad credit scores. You will enjoy irresistible cash back offers on gas, restaurant, and other qualifying purchases made using this card.

The good thing is that all the earned cash back bonuses in the first 12 months will be matched. Therefore, you need this credit card if your credit score is not impressive.

3. Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Business American Express® credit card is the best credit card for people who spend regularly. You will earn amazing offers and bonuses if you spend a considerable amount using the card in the first 6 months of the issue.

Top features

  • 6x points on each dollar spent on qualifying purchases
  • 2x bonus on all other categories
  • A welcome offer of three-night awards
  • 20.99-29.99% APR
  • No foreign transaction fees

Every time you spend in a restaurant, gas station, or wireless telephone service provider participating in the Marriott Bonvoy promotion, you earn 6x points on every dollar. Expenses on all the other categories will earn you a 2x points bonus.  

You will also earn three free night bonuses if you make purchases worth $6,000 in the first 6 months of card issue. On top of that, you will enjoy free transactions on foreign purchases.

4. American Express Blue Cash Preferred Card

This is one of the best credit cards with cash back rewards. If you are a trucker with a fleet of trucks or operating your own truck in the US, this card is best for you.

Top features

  • 3% unlimited cash back in gas stations
  • 6% cash back on purchases in all US supermarkets
  • 6% cash back on streaming expenses
  • 1% unrestricted cash back on all purchases
  • 0% APR and balance transfer for the first 12 months
  • $250 introductory offer for expenses above $1,000 in the first 3 months
  • $95 annual fee

Every time you pay for gas using this card in any gas station within the US, you will get a 3% cash back reward. This is a good reward for truckers whose employers reimburse their fuel expenses using their personal credit cards.

You will also enjoy 6% cash back on all purchases in US supermarkets up to $6,000. Besides, you will get 6% cash back on streaming expenses like Netflix. Then, you will get unrestricted 1% cash back on all other purchases.

You will also enjoy 0% APR and balance transfer for 12 months from the date of issue. Moreover, you can take advantage of the $250 introductory offer on expenses exceeding $ 1,000 in the first three months. Despite these benefits, this card’s drawback is its $95 annual fee.

5. American Express® Business Gold Card

The American Express® Business Gold Card is a perfect fit for truckers when paying for gas and dining expenses. It is a good card for truck owners and drivers looking to enjoy the membership reward points and bonuses.

Top features

  • No foreign transaction fees
  • Earns 4x points on purchases in top 2 spending categories
  • $295 annual fee
  • 25% points back for using accumulated points

This card will earn you 4x points on all purchases in the top 2 spending categories for up to $150,000 in a year. These categories could be cloud computing, dining, software and hardware, gas, dining, and advertising expenses in the US.  

You will also enjoy 25% points back when you use the accumulated bonus points on a flight with Amex Travel. The points you can earn back are capped at 250,000 points per year. However, remember that this card will charge you a $295 annual fee.

6. Citi Rewards+® Card

Citi Rewards+® Card is best for truckers who do not want to pay annual fees. Despite not paying the annual fees, truckers with this card will earn huge rewards as they spend on gas, restaurants, and supermarkets.

Top features

  • No annual fees
  • Rounding up of bonus points
  • 2x points on supermarket purchases and gas stations
  • 5 Thank You points per dollar spent
  • 10% points back
best credit card for truck drivers

Every dollar you spend through this credit card on hotels, car rentals, and attractions booked through the City Travel portal will earn you 5 Thank-You points for a limited time. Then, you will get 2x points bonus per dollar on purchases in gas stations and groceries.

Citi Rewards+® Card will also earn you 10% points back up to 100,000 points when you redeem the accumulated points. The bonus points will be rounded up to the nearest 10 points every time you spend using this credit card.

7. Capital One Spark Miles for Business

Capital One Spark Miles for Business comes with many travel rewards and offers. Therefore, this credit card is good for truck drivers who are employed or have their own trucks.

Top features

  • No transaction fees on foreign purchases
  • 2x miles bonus on every purchase
  • Unlimited 5x miles bonus on hotels and rental cars
  • No annual fees for the first year

You will enjoy a 2x miles points bonus on all purchases made. The cardholders will also earn a 5x miles bonus on hotel and rental car expenses booked through Capital Travel agency.

With this card, you will not pay any fees in the first year of issue. You will also not be charged for all foreign transactions. However, you will pay $95 annually from the second year.

The bottom line

Truck drivers need credit cards to pay for gas, restaurants, supermarket purchases, and other basic expenses. There are several best credit cards for truck drivers because they have customized offers targeting them.

As a trucker, you should consider applying for one or two of the above credit cards. The card will ease your work when paying your bills and earn you handsome bonuses. Choose the card that fits your financial needs as a truck driver.