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TERMS AND CONDITIONS

Terms of Use

All users’ access to and use of all the products, services, and contents of MyFinanceMaster, available through the link myfinancemaster.com and/or any other related applications or websites (collectively, referred to as the “Website”), shall be guided and governed by the terms and conditions of use (“Terms”) listed herein. All users are advised to review these Terms carefully before using the Website. As the website user, and by accessing, reading, visiting, browsing, commenting on the content, or using any part of or content posted on this Website, you have agreed that you have read and understood the following terms and conditions of use. Additionally, you have agreed to be bound by and to comply with all the Terms. These Terms will apply to all users without exception and to every access to the Website. Please note that MyFinanceMaster reserves the absolute right to revise these Terms, from time to time, by publishing a revised version of this document on the Website. The revised or updated version of the Terms shall then apply to all use of this Website by you following the date of publication. Besides, continued use of our website, its content, products or services following this notice will indicate that you acknowledge and agree to be bound by the revised or updated terms and conditions of use, and each access of information, products, and services from the Website will be a separate, sound, and discrete transaction based on the then-prevailing terms and conditions. For this reason, you are advised that if you do not agree to these Terms, you should not access or interact with any part of the Website under whatever circumstances.

Electronic Contracting and Messaging

Please that when you use the Website, read the content, register for a product, create an online account for the services we offer (“Thereafter referred to as Account”), or transactions through this Website, you are agreeing to our Terms and Conditions. Therefore, you agree that whenever you use your personal information and credentials or click on any “I Agree” button that pops up when using the Website, you affirmatively consent, and with a sound mind, to conduct business electronically with MyFinanceMaster. Under such circumstances, your personal information, credentials and processes have the same force and effect as, and can be assumed to be, your written signature. Besides, you freely agree and consent to MyFinanceMaster to send you disclosures, emails, messages, promotions, notices, reminders, and other communications, including direct marketing text messages (SMS) and promotional emails, to your designated mobile phone and email account. However, you reserve the right to unsubscribe from any electronic messaging services from us at any time without any consequences.

Creating an Account

Accessing the Website is free to all users. However, to access certain portions of the Website, you are required to create an Account. For instance, to post a comment on any article posted on the Website, you will be required to create an account using your email address. When creating such an Account, you represent and warrant that:

(i) all the required information you used to create the Account is truthful, accurate and complete;

(ii) You will ensure the accuracy and confidentiality of such information; and

(iii) your use of the Website and its products and services will not violate any U.S. or other applicable laws on electronic data use. For users outside the United States, you agree that your use of the website does not violate the laws in your respective jurisdiction. Please note that you have no right, under whatever condition, to transfer your Account to any other person. MyFinanceMaster shall not be liable for any loss or damages arising from your failure to secure Account and all the confidential personal information.

Restrictions On Use of Materials

All users are reminded that all materials used on the Website are copyrighted and all rights are reserved. This means that all texts, graphics, images, and other intellectual property are protected by U.S. and international copyright laws. For this reason, users may not copy, reprint, publish, reengineer, translate, host, or otherwise distribute the content by any means without the explicit permission of MyFinanceMaster. Please note that all of the trademarks on the Website are trademarks of MyFinanceMaster, Inc., who are the legal owners and authors of myfinancemaster.com, or of other owners used with their permission. You are also reminded that the display of any trademark on the Website, whether directly or indirectly, does not imply that a license of any kind has been granted. As a result, the Website owners have the right to initiate legal action for anyone who downloads, uses, re-transmits, copies, modifies trademarks and/or the contents herein without permission because it is a violation of the federal trademark and/or copyright laws.

Database Ownership, License and Use

If you comply with these Terms, MyFinanceMaster will unconditionally grant you a revocable, limited, non-exclusive, non-transferable, non-sub-licensable license to use the content on the Website. However, the license is only granted solely in connection with your personal use of the Website. Please be reminded that no other licenses or rights are granted to you by implication or otherwise under any intellectual property or proprietary rights owned or controlled by MyFinanceMaster, its owners, affiliates, or its licensors.

Towards that end, MyFinanceMaster grants all users a non-exclusive, non-transferable license to use the information on the Website and the database subject to these Terms. The database(s) may be used only for viewing information or for extracting information to the extent described below.

As the Website visitor or user, you unconditionally agree to use information obtained from MyFinanceMaster’s databases only for your own private use or application in your home or business, provided that you do not sell or broker the information, and you shall not cause or permit the information to be published, printed, downloaded, transmitted, distributed, reengineered, or reproduced in any form without the Website owner’s consent and authority, regardless of whether it is meant for resale, republishing, or otherwise.

Nevertheless, there is an exception to the restrictions. MyFinanceMaster grants you the permission occasionally, and on a limited basis to download or print out some information or videos . If you find an interesting video or article, you are free to download and use it for personal development, as long as you do not generate revenue using it. However, you can only make limited duplicates of our content, both in machine-readable or hard copy form, as may be reasonable for these purposes only. That permission to download or print out our content does not authorize you to create any database, hard copy publication of or from the databases, whether for internal or external distribution or use.

Please be advised that MyFinanceMaster may change, upgrade, discontinue, or temporarily suspend any feature or component of the Website at any time without notice to the Website users.